When Bad Credit Threatens Everything You've Worked For
Australia's Only Specialist Credit Repair Lawyers
One late payment shouldn't destroy your dreams. One credit enquiry shouldn't block your future. The system punishes good people for asking for help - but we know how to fight back. With a 91% success rate and our fastest removal in just 14 minutes, we've helped thousands of Australian families reclaim their financial future.
The Credit System Punishes Good People
15 Days Late = 2 Years of Punishment
One missed payment from a family crisis, job loss, or medical emergency can destroy your credit score for years. The system doesn't care about your circumstances - only that you were late.
Credit Enquiries Destroy Your Score
Looking for a better deal? Each enquiry can drop your score by 20+ points. The system literally punishes you for trying to improve your financial situation.
Defaults Block Everything
A $99 phone bill forgotten during a house move can become a $200 default that blocks mortgages, car loans, and business finance for 5 years.
Your Dreams Shouldn't Wait 5 Years
Picture this: You've found the perfect family home. Your kids have already picked out their bedrooms. But your mortgage application is declined because of a credit file error from years ago. The vendor won't extend settlement. Your deposit is gone. Your family's dreams are shattered.
This happens to good Australian families every single day. Not because they can't afford the repayments, but because the credit reporting system is broken and unfair.
But it doesn't have to be this way. We've removed defaults in as little as 14 minutes. We've helped families buy their dream homes within weeks, not years.
Don't Wait Another Day - Call NowWhy MyCRA Lawyers Gets Results Others Can't
We're Lawyers, Not Generalists
Other companies send template letters. We use legal knowledge and creditor relationships built over 15 years to get real results fast.
91.6% Success Rate
Our proven track record speaks for itself. We don't just promise results - we deliver them consistently for Australian families.
Trusted by 8,000+ Brokers
Mortgage brokers across Australia refer their toughest cases to us because they know we get results when others fail.
Every Day You Wait Costs You Money
While you're waiting for defaults to "naturally" disappear in 5 years, you're paying:
- Higher interest rates on existing loans
- Rejected applications for better deals
- Lost opportunities for business finance
- Blocked access to premium credit cards
- Stress and relationship strain
- Property prices increasing out of control